Accepted Insurances
Insurance can be confusing, and coverage for mental health services varies. To understand your benefits, contact your insurance company and ask:
- Do I have mental health insurance benefits?
- Do I have a deductible, and has it been met?
- What is my coverage amount per session, and what am I responsible for? Do I have a copay or coinsurance for each appointment?
- What is my out of pocket maximum?
- How many sessions per year are covered?
- Is prior authorization required?
All out of pocket costs (deductibles, co-pays, co-insurances, non-covered services, etc.) are due at the time of service. We can submit claims on your behalf, but it's your responsibility to understand and manage your benefits. If your insurance denies a claim, you are responsible for the cost.
We accept several payment forms including cash, check, HSA/FSA cards, and debit/credit cards.
Check your insurance provider's website or call the customer service number on your card for details. Be aware that some services, like couples counseling, may not be covered.
Accepted insurances vary by provider.
- Wellmark BC/BS plans
- Optum/UHC plans including UMR and Medica
- Aetna
- Claimdoc
- Crime Victim Assistance
- Health Partners (UnityPoint/Medimore)
- Midland's Choice
- Iowa Medicaid Plans
- WPS Medicare
- Several Medicare Advantage plans
- Several EAP plans
- Self-pay
